This Sunday

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I’m filling in for Brian this Sunday at encounter. I’m really looking forward to it and hope I’ve done enough prep.
It should be interesting either way. Brian made an interesting observation Tuesday, he said, “You can get very nervous speaking for God but there’s also great encouragement in knowing your speaking for God.”
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Unless something crazy happens this Sunday (like last week – arrrggghhh) we’ll have the message posted as a podcast by Sunday night or Monday.
So if you think about me between now and Sunday morning be sure and say a quick prayer for me/us. Thanks

Create a silent ringer for your cell phone

Now this is an idea I can really put into use.
Lifehacker has suggested creating a silent ringer for non-priority phone calls on your cell phone.
From a Lifehacker reader:

My cell phone (like most) lets me select a custom ringtone for each contact in my phonebook, however there’s no option to set an individual entry to “not ring”. So I just created a 1 second long recording of “nothing” using my computer, transferred it to my phone, and I can now select it as a custom ringtone for numbers that, while I don’t want to block, I just don’t want to hear.

Why would you want to do this? Well I’m sure you have people in your cellphone book that you don’t need instant notification of their phone call and/or don’t want to be bothered by their phone call. I’m going to try and set it up for folks who aren’t in my phone book. I never answer those calls anyways – might as well not have to worry about hearing the ringer go off.

Bypass the bank for lower APR

A while back I read a post on Lifehacker about social network Prosper.com.
The website allows people to post their financial need and people can bid on the option to loan the money out.
So let’s say you’re paying 29% on a $2000 credit card debt. You’d like to stop paying bank interest and get your debt paid off quicker.
Sign up for Prosper, post your needs ($2000) and see how low you can get your interest rate. People wanting to make money (who doesn’t) and willing to take a risk on you and your credit will offer you a lower rate. Your interest rate could drop substantially.
Multiple people may bid on your debt and once you meet your goal your monthly payment is deducted from your bank account and distributed to the people bidding on your debt.
Lifehacker posted an update today on a less risky means to borrowing and lending money – try a family member.
Blogger Clayton Cramer paid down a charged up credit card with an interest rate of 18% by paying a family member instead of the bank. His sister gave him a loan at 14.5% APR and he was able to double his payments, paying his debt off in half the time and his sister was able to make some substantial money.
Not a bad idea for either party. Just don’t lend out your cash to anyone and don’t let it ruin your relationships with family or friends.

Fighting crime with the sound of music

Safer Dallas Better Dallas is hoping to fight crime in the Big D with the sound of music.
Their website, www.saferdallas.net, features “We’re in the Fight Together,” Words and Music By Spencer Michlin and Johnny Marshall.
I’m not sure how it’s supposed to change the crime stats in Dallas but maybe it will drive all the criminals away if they hear it enough.
Who knows?
Apparently the song will be featured in PSA’s online.
Together we can win…

We will win (for our families)
We will win (for us all)
We will win (for Dallas)
We will win!

I don’t know if it would have the same catch, but maybe Ellis County Police Departments can adopt the song with a few changes.

The mission of Safer Dallas Better Dallas is:

The mission of Safer Dallas Better Dallas is to be a communicator and direct conduit to assist the Dallas Police Department (DPD) by:

  • Acquiring new equipment for the DPD
  • Improving recruiting results of the DPD
  • Motivating the Dallas City Council to provide more resources toward crime prevention by offering matching resources
  • Lowering the rate of recidivism of parolees

Inspiring Public Safety Personnel and Dallas citizens to embrace the basic concept that a safer life for any individual is a better life for that individual, and hence a Safer Dallas will be a Better Dallas.