A closer look at claims about the Affordable Care Act

A few friends are sharing this post on social media:

I received the following from a friend in Ohio, a grandmother in her 60s:

“I actually made it through this morning at 8 a.m. I have a pre-existing condition (Type 1 Diabetes) and my income base was 45K-55K annually.

“I chose Tier 2 ‘Silver Plan’ and my monthly insurance premiums came out to $597 with a $13,988 yearly deductible! There is NO POSSIBLE way that I can afford this so I ‘Opt-Out’ and chose to continue along with no insurance.

“I received an email tonight at 5 p.m. informing me that my fine would be $4,037 and could be attached to my yearly income tax return. Then you make it to the ‘REPERCUSSIONS PORTION’ for “non-payment” of yearly fine.

“First, your drivers license will be suspended until paid, and if you go 24 consecutive months with ‘non-payment,’ you will have a federal tax lien placed on your home.

“You can agree to give your bank information so that they can easily ‘Automatically withdraw’ your ‘penalties’ weekly, bi-weekly, or monthly! This by no means is ‘free’ or even ‘affordable.’”

Apparently the Killeen Daily Herald actually ran it as a letter to the editor on their website.
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