{"id":12156,"date":"2013-10-07T10:48:36","date_gmt":"2013-10-07T16:48:36","guid":{"rendered":"http:\/\/casadeblundell.com\/jonathan\/?p=12156"},"modified":"2013-10-07T10:57:06","modified_gmt":"2013-10-07T16:57:06","slug":"closer-look-claims-affordable-care-act","status":"publish","type":"post","link":"http:\/\/casadeblundell.com\/jonathan\/closer-look-claims-affordable-care-act\/","title":{"rendered":"A closer look at claims about the Affordable Care Act"},"content":{"rendered":"<p>A few friends are sharing this post on social media:<\/p>\n<blockquote><p>I received the following from a friend in Ohio, a grandmother in her 60s:<\/p>\n<p>\u00e2\u20ac\u0153I actually made it through this morning at 8 a.m. I have a pre-existing condition (Type 1 Diabetes) and my income base was 45K-55K annually.<\/p>\n<p>\u00e2\u20ac\u0153I chose Tier 2 \u00e2\u20ac\u02dcSilver Plan\u00e2\u20ac\u2122 and my monthly insurance premiums came out to $597 with a $13,988 yearly deductible! There is NO POSSIBLE way that I can afford this so I \u00e2\u20ac\u02dcOpt-Out\u00e2\u20ac\u2122 and chose to continue along with no insurance.<\/p>\n<p>\u00e2\u20ac\u0153I received an email tonight at 5 p.m. informing me that my fine would be $4,037 and could be attached to my yearly income tax return. Then you make it to the \u00e2\u20ac\u02dcREPERCUSSIONS PORTION\u00e2\u20ac\u2122 for \u00e2\u20ac\u0153non-payment\u00e2\u20ac\u009d of yearly fine.<\/p>\n<p>\u00e2\u20ac\u0153First, your drivers license will be suspended until paid, and if you go 24 consecutive months with \u00e2\u20ac\u02dcnon-payment,\u00e2\u20ac\u2122 you will have a federal tax lien placed on your home.<\/p>\n<p>\u00e2\u20ac\u0153You can agree to give your bank information so that they can easily \u00e2\u20ac\u02dcAutomatically withdraw\u00e2\u20ac\u2122 your \u00e2\u20ac\u02dcpenalties\u00e2\u20ac\u2122 weekly, bi-weekly, or monthly! This by no means is \u00e2\u20ac\u02dcfree\u00e2\u20ac\u2122 or even \u00e2\u20ac\u02dcaffordable.\u00e2\u20ac\u2122\u00e2\u20ac\u009d<\/p><\/blockquote>\n<p>Apparently the <a href=\"http:\/\/kdhnews.com\/opinion\/letters\/letter-from-woman-in-ohio-reveals-pitfalls-of-affordable-care\/article_7e53a62c-2e39-11e3-bbad-001a4bcf6878.html?mode=jqm\" target=\"_blank\">Killeen Daily Herald<\/a> actually ran it as a letter to the editor on their website.<br \/>\n<!--more--><br \/>\nIt&#8217;s also been spotted on the Facebook page for Healthcare.gov, chain emails and more.<\/p>\n<p>Reading it sent up all sorts of red flags for me. So I did a quick investigation myself using the <a href=\"http:\/\/kff.org\/interactive\/subsidy-calculator\" target=\"_blank\">Kaiser Family Subsidy Calculator<\/a>.<\/p>\n<p>And yes, it&#8217;s true a single person making $55k a year will not receive any federal subsidy on their insurance. It&#8217;s more than 4 times above the national poverty level.<\/p>\n<p>But according to the Kaiser Family Foundation&#8217;s estimates, a single person in Texas, making $55k a year, would pay an estimated $2,557 per year or $213 a month (which equals 4.65% of your household income and covers 100% of the overall premium). <\/p>\n<p>Their estimate for someone living in Ohio is $2,333.<\/p>\n<p>These premiums are based on the Silver Plans (which was mentioned above).<\/p>\n<p>The Bronze Plan would lower the premiums to an estimated $1749 per year or $145 a month.<\/p>\n<p>So either the Kaiser Family Foundation is WAY off, or perhaps these claims aren&#8217;t quite on the up and up.<\/p>\n<p>Luckily, <a href=\"http:\/\/www.politifact.com\/truth-o-meter\/statements\/2013\/oct\/04\/facebook-posts\/closer-look-facebook-post-mans-struggle-obamacare-\/\" target=\"_blank\">PolitiFact has more information<\/a> on the claims.<\/p>\n<p>I&#8217;ll let you read their report for yourself but to summarize their investigation &#8211; this email\/letter received a Pants of Fire rating.<\/p>\n<blockquote><p>The post includes many elements that make no sense or are flat-out wrong &#8212; and can be easily debunked by reading the law or reliable summaries of it. We rate it Pants on Fire.<\/p><\/blockquote>\n<p>I know lots of folks don&#8217;t like the Affordable Care Act &#8211; some for very strong reasons &#8211; others just because it&#8217;s been presented by a Democrat and not a Republican &#8211; but PLEASE don&#8217;t spread misinformation like this no matter what your feelings are about the law. It does a disservice to us all &#8211; and makes me want to unfriend you on social media that much quicker.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A few friends are sharing this post on social media: I received the following from a friend in Ohio, a grandmother in her 60s: \u00e2\u20ac\u0153I actually made it through this morning at 8 a.m. I have a pre-existing condition (Type 1 Diabetes) and my income base was 45K-55K annually. \u00e2\u20ac\u0153I chose Tier 2 \u00e2\u20ac\u02dcSilver Plan\u00e2\u20ac\u2122 &hellip; <a href=\"http:\/\/casadeblundell.com\/jonathan\/closer-look-claims-affordable-care-act\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">A closer look at claims about the Affordable Care Act<\/span><\/a><\/p>\n","protected":false},"author":84,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[5],"tags":[4538,4542,3926],"class_list":["post-12156","post","type-post","status-publish","format-standard","hentry","category-politics","tag-affordable-care-act","tag-letter-to-the-editor","tag-obamacare"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/pEnSo-3a4","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"_links":{"self":[{"href":"http:\/\/casadeblundell.com\/jonathan\/wp-json\/wp\/v2\/posts\/12156","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/casadeblundell.com\/jonathan\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/casadeblundell.com\/jonathan\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/casadeblundell.com\/jonathan\/wp-json\/wp\/v2\/users\/84"}],"replies":[{"embeddable":true,"href":"http:\/\/casadeblundell.com\/jonathan\/wp-json\/wp\/v2\/comments?post=12156"}],"version-history":[{"count":7,"href":"http:\/\/casadeblundell.com\/jonathan\/wp-json\/wp\/v2\/posts\/12156\/revisions"}],"predecessor-version":[{"id":12163,"href":"http:\/\/casadeblundell.com\/jonathan\/wp-json\/wp\/v2\/posts\/12156\/revisions\/12163"}],"wp:attachment":[{"href":"http:\/\/casadeblundell.com\/jonathan\/wp-json\/wp\/v2\/media?parent=12156"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/casadeblundell.com\/jonathan\/wp-json\/wp\/v2\/categories?post=12156"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/casadeblundell.com\/jonathan\/wp-json\/wp\/v2\/tags?post=12156"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}